When Life Happens, Be There for Your Members

When members need quick access to cash, they often find themselves compelled to accept the high fees charged by payday lenders. On a $500 loan, the interest rate typically amounts to $125 or more for a two week period. It is no surprise that eight out of 10 members prefer to come to their trusted financial partner, your credit union.

Just like you, we believe in the people helping people philosophy. Through our relationship-based lending approach, we empower credit unions in their mission to improve the financial well-being of their members and communities. Our lending platform enables you to offer small-dollar loans to your members anytime, anywhere on any device. From the initial link click to funds deposited, the whole process is complete in less than 60 seconds, no credit check required.

Together, we can give members an affordable, responsible loan option. Say “yes” to more members with our Life Event, Specialty and Financial First Responder Loan programs.

Who should attend? Credit unions interested in:

• Serving the underserved. QCash is the ideal tool for advancing financial access and inclusion.
• Helping members escape predatory lending. By borrowing from your credit union, members have access to a more compassionate loan. QCash Life Event Loans offer the following advantages:

1. They are based on the member’s relationship with your credit union.

2. No credit check is required.

3. The application process is fast, with a link to funding taking only 60 seconds.

4. They are available anytime, anywhere and on any device.

• Expediting assistance to more members. Automate small-dollar loans so your team can prioritize larger loans and reduce costs.
• Aiding members in building good credit so they may transition to more traditional credit union products.
• Offering pre-approved loans that allow you to deliver credit cards, lines of credit, personal loans and loans tailored to groups with unique needs.